How to Play Online Casino Baccarat Guide, Gambling tips, Gaming platform layout

How to Play Online Casino Baccarat

17 May 2021

How to Play Online Casino Baccarat guide

Casinos appeal to high-rollers, gamers on a budget, and casual players. In brick-and-mortar casinos, architects create bold first impressions which attract customers whilst also creatively blending in with the environment. Internally, an architect’s design will ensure that customers are encouraged to continue gaming when at the tables or slots, doing so by deliberately including no visible windows or clocks so it retains the same level of excitement at every hour of the day.

For online casinos, the clever use of colour and graphics is also important but so is the layout of the gaming platform to ensure games are intuitive to play, mobile-friendly and technically faultless. The design of a casino, even a specialist online casino baccarat, is crucial because it must appeal to high-rollers, gamers on a budget, and casual players as well. One way this is done it to use different tones in the design depending on the level of risk in a game.


Pronounced ba-kuh-raa, baccarat is the most popular game at a casino. Promoted in Bond movies as the perfect setting for Bond to face the bad guy or get the girl, the game is not as intimidating as is portrayed on film. Baccarat is a simple game of chance with a low house edge that players appreciate.

Rules of the game

All bets on a particular hand must be made before the hand is dealt. Players can bet on whether the player or the banker will have a hand with a total closest to nine. Once the bets are made, the dealer gives two cards to the player and two to the banker. The value of the cards is then calculated, with all cards having their face value except for 10s and face cards valued at zero. If the total of a hand is more than nine, 10 is subtracted from the original total.

When the first two cards total eight or nine, the hand is termed a “natural” and is the automatic winner. If there is no natural in either hand, a third card is drawn to decide the winner.

Third card drawn

The rules of the game can vary across different casinos, so a third card can sometimes be drawn by the player or banker, but there is a maximum of three cards per hand.

Player hand

The third card is not a strategic move but is a decision covered by the rules and actioned by the dealer. Usually, the third card is drawn if a player’s hand value is between zero and five or equals 10.

Banker hand

The rules for a banker hand are also the responsibility of the dealer. The third card is always drawn on a hand valued at zero through to six.

A tie

In the event of a tie, there is no loser. A tie is when both hands produce an equal value of a “natural” (eight or nine).

How to play online Casino Baccarat – Winning bets

A winning player hand has a 1:1 payout, winning twice your stake.  A winning banker hand also has a 1:1 payout, but also a 5 per cent commission fee that reduces the odds on this hand.  A winning tie bet qualifies for a payout of 8:1.

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